Release every draw against verified work-in-place — never ahead of it.

It starts with verification floors -- two parties and a ledger under every consequential record.A capital network takes shape on top: your borrowers, your draws, your covenants, your counterparties.The continuous re-projection loop watches the draw schedule against live, verified progress......and releases the exact capital the verified record allows. Finance reads the ledger before it funds.

No promises above the fold. Records.

Finance reads the ledger before it funds. The wage records below are byte-verified against their federal source -- the same authentic floors a draw is priced and released against.

market: Las Vegas / Clark County, NV(default market)
the verification tapesource · revision · receipt
PLUMBER (incl. HVAC pipe & unit) -- Clark County, NVDavis-Bacon NV20260038 r2 - PLUM0525 - byte-verified$60.00 + $26.80 fringe
ELECTRICIAN -- Clark County, NVNV20260038 r2 - ELEC0357 - byte-verified vs sam.gov$58.48 + $27.62 fringe
SHEET METAL (incl. HVAC duct) -- Clark County, NVNV20260038 r2 - SHEE0088$59.85 + $32.76 fringe
PERMIT CYCLE-TIME -- any countythe gap ledger - what unlocks it is published toowithheld -- no authentic source ingested yet. We name our gaps; we never fill them with guesses.

Asserted by one party. Verified by a distinct second. Anchored to an immutable ledger.

Survey rates and union rate groups are distinguished -- exactly as the federal record does.

Every chip resolves to the source. "Check it" is the product.

And where we have no authentic source -- we say so. The gap is part of the tape.

THE RELEASE GATE
Borrower asserts the drawa milestone is claimed complete
Independently verifiedtwo parties separation of duties evidence cleared
Accredited to the immutable ledgerthe verdict is anchored, append-only
Capital releasesnever ahead of the verification · release recorded 1,204
The fastest way a lender loses money is capital that moved ahead of an unverified — or self-verified — draw. On the graph it can’t: the wire is the last step of the gate, not the first.

SHARED GRAPH

Release every draw against the same evidence every party signed.

FinanceConniXT is how the capital stack serves construction lenders, BDCs, credit unions, and development finance. One project graph spans construction, insurance, and finance -- so capital releases against verified progress, not restated spreadsheets.

Fund what's actually built.

  • Lenders and investors release draws against verifiable on-graph progress.
  • Lien waivers and retainage settle at payout -- no paper invoices, no reconciliation.

Bind capital to live exposure.

  • Surety and carriers underwrite against the same live record.
  • Covenants monitor themselves; risk surfaces before it breaks, not after.

Build it once. Share it live.

  • Borrowers, GCs, inspectors, and allocators each see their scoped slice -- not a screenshot.
  • Live draw status and budget-vs-actual, never re-keyed.

The four moats.

Everything below runs on the same shared graph -- these are the four things that only work because of it. sample project: Tarrytown Lighthouse -- $4.2M civil

Moat #1

One live data stream

Every platform claims a single source of truth -- then hands each stakeholder a different export. Here the owner, GC, carrier, lender, and auditor views all render from ONE immutable record, so a number can never disagree with itself across the table. When the record changes, every lens updates in the same instant; there is nothing to reconcile because nothing ever forked.

THE SHARED RECORDTarrytown Lighthouse$4.2M civil - one graph
emittingbudget $4.2M - 12 milestones
Ownerbudget $4.2M - 12 milestones - 2 open decisions
GCschedule +2d - draw 7 of 12 - 3 subs on site
Carrierexposure bound - COI current - 0 open incidents
Lenderdraw gate APPROVED - $2.4M scheduled - anchored
Auditorledger receipts 412 - chain verified - 0 gaps
Moat #2

When one milestone fires, three industries update.

Everywhere else, construction, insurance, and finance run on separate systems stitched together with email and re-keyed PDFs. Here a verified milestone IS the coverage check and IS the draw trigger -- one event, three industries, zero handoffs. Copying this requires owning all three ledgers at once, which is precisely the point.

Construction

Construction: milestone complete

GC marks milestone #7 at 100%

Insurance

Insurance: coverage check

Carrier auto-verifies coverage applies

Finance

Finance: draw trigger

Lender auto-releases the milestone draw

Ops

Ops: vendor payout

Payment pipeline schedules vendor ACH

Audit

Audit: ledger entry

All four above recorded append-only with the same event ID

Construction Insurance Finance Ops Audit
Moat #3

Rewind the dashboard to any moment.

Disputes are arguments about what people knew and when they knew it. Cascade snapshots turn that into an exact query: scrub to any day and see precisely what the superintendent, the lender, or the adjuster saw -- not a reconstruction, the actual rendered state. Litigation-grade hindsight, standard with the platform.

LIVE

Project

Tarrytown Lighthouse

As of April 12, 2026

Closing Out

% Complete

94%

Budget Spent

$7.6M

Schedule

+2d

/mace/projects/tarrytown-lighthouse

resolved: /mace/projects/tarrytown-lighthouse

6 months agoNow
JanFebFebMarMarApr

Drag the handle -- or use left right -- to rewind the dashboard through real Cascade snapshots.

Moat #4

Click any number. See exactly how it was computed.

Every figure on the platform resolves through a named chain -- platform floor, vertical policy, solution default, tenant override -- down to who set each value and when. Click any number and the resolution rail shows its full lineage, anchored to the Confidential Ledger. A number you can interrogate is a number you can trust; a dashboard that cannot explain itself is decoration.

cascade-resolved dashboard
Live
cascade-engineEvery value is resolved through a full inheritance chain

Purpose-built products on the same graph.

Each one is a focused operating surface -- same ledger, same receipts, zero handoffs.

The risk is in the gap. Your capital is in the dark.

Money leaks in the space between a status call and what was actually built and verified.

  • Draw exposure

    One draw released on a stale status call.

    Every draw resolves against verified on-graph progress -- inspection data, budget-vs-actual, and two-party sign-off -- not a spreadsheet emailed the week before.

  • Covenant timing

    Covenants you discover after they break.

    Covenants read the live record and monitor themselves. The breach surfaces on the graph before the next funding decision, not in the quarterly restatement.

  • Payment chain

    Retainage, waivers, and lien clocks in the dark.

    One verified web -- two parties on every consequential record, anchored to an immutable ledger. Finance reads the ledger before it funds; so can your allocators.

A community that compounds the record.

Your market x asset-class cell is the living edge of the graph: the feed is the record changing -- a draw released, a covenant cleared, a verified borrower joining, a gap closing.

  • Fact-deltas

    News that is literally the record.

    Draw 7 released against a verified milestone -- a feed item with a receipt and its resolution chain, not a market take.

  • Verified standing

    Counterparty reputation you can audit.

    Standing is verification position -- asserted, verified, confirmed -- ledger state, not a credit-memo opinion.

  • The gap ledger

    We publish what we don't know.

    Every withheld number is a named gap with what unlocks it. No synthesized NAV, no fabricated rate -- correct us or beat us to the source.

Solutions that settle, not just track.

  • Money

    Verified draws & milestone gates

    A draw releases only against a two-party, ledger-accredited checklist. Fail-safe, not best-effort.

  • Compliance

    Covenant-true reporting & CRA

    Every funded figure traces its resolution chain. The examiner trail is the default, not the scramble.

  • Market

    Evidence-backed allocation

    Deals that carry verified capability -- bonded capacity, covenant status, accredited performance on the graph.

Founding metros: Dallas-Fort Worth & Las Vegas

Construction-lending cells first -- draws funded on verified progress, covenants on the graph, lien waivers and retainage settling at payout. Design partners meet our founders in person, in your market.

Join the founding cohort